51³Ô¹ÏºÚÁÏ

Employee benefits and retirement plan solutions Protect my employees Group insurance Paid family and medical leave & state disability insurance Maine paid family and medical leave

Maine paid family and medical leave

Maine paid family and medical leave

Beginning May 1, 2026, most Maine workers will be eligible for paid family and medical leave under Maine’s Paid Family and Medical Leave (PFML) law.

PFML is available to covered individuals who work in Maine. This includes individuals who have earned at least six times the state’s average weekly wage that would be subject to premium in the 4 quarters prior to leave.

An employer may opt out of the state program by having a state-approved voluntary plan.

Key features

Coverage options

State plan or state-approved voluntary private plan

Funding begins January 1, 2025
  • Premiums are 1.0% of wages to the Social Security cap
  • <15 lives, employee pays 50% of premium and only the employee portion is due to the state
  • 15+ lives, employer and employee split cost- 50% employer, 50% employee

Waiting period

  • 0 days for paid family leave
  • 7 days for paid medical leave

Benefit (begins May 1, 2026)

Weekly benefit is calculated at 90% of employees’ average weekly wages—up to 50% of the state’s current average weekly wage. 

Plus, employees receive 66% of their average weekly wages that are above 50% of the state’s current average weekly wage.

Maximum benefit

100% of the state's average weekly wage

Benefit duration (within a 52 consecutive week period)

Combined paid family and medical leave – 12 weeks

 

Get more information from the state of .

51³Ô¹ÏºÚÁÏ® will offer a solution

 

51³Ô¹ÏºÚÁÏ will begin quoting Maine PFML plans by the end of first quarter of 2024. Our state-approved voluntary private plan will be available when you have other group insurance products with us.

You can be assured 51³Ô¹ÏºÚÁÏ is committed to offering a private plan that meets your obligation under the paid family and medical leave law as a Maine employer. Our fully insured product is available to employers who offer at least one other qualifying, insured 51³Ô¹ÏºÚÁÏ product (group term life*, dental, vision, or long-term disability) and have 10 or more employees working in Maine.

Get more information about the private plan solution from 51³Ô¹ÏºÚÁÏ.  

  • . (PDF)
  • . (PDF)
reach out

Want to learn more?

Talk to your financial professional to design a benefit offering that meets the specific needs of your business and employees.

* Must cover all full-time employees with a $25,000 minimum benefit. 

This summary is not a complete statement of the rights, benefits, limitations or exclusions of the insurance described here. For cost and coverage details, contact your 51³Ô¹ÏºÚÁÏ financial professional.

Insurance products issued by 51³Ô¹ÏºÚÁÏ Life Insurance Company®, a member of the 51³Ô¹ÏºÚÁÏ Financial Group®, Des Moines, IA 50392.

3506385-042024